CreditLo – Credit Score & Service Terms of Use

Welcome to CreditLo. By accessing our website or mobile application, you agree to comply with the following Terms of Use. Please read them carefully before using our services.

Eligibility & Usage

CreditLo provides a platform that connects individuals with banks, NBFCs, and other financial service providers. We do not directly offer loans, credit cards, or related products; instead, we act as an enabler between users and financial partners.

Our services are available only to users who are 18 years of age or older and are legally capable of entering into binding contracts.

Accuracy of Information

When submitting information through our platform, you agree to provide valid, complete, and updated details. Any inaccuracies may affect the services or products offered to you.

CreditLo is not liable for discrepancies in product details, terms, or offers as these are provided directly by our partnered lenders and financial institutions.

Financial Offers

All offers displayed on CreditLo come directly from third-party lenders. We do not endorse, guarantee, or control the terms, eligibility, or availability of these offers.

Any application, approval, or rejection is solely between you and the lender. CreditLo holds no responsibility for disputes, rejections, or losses arising from your engagement with lenders.

Data Privacy & Security

Your privacy is important to us. CreditLo collects and processes your personal and financial information strictly in accordance with our Privacy Policy. By using our services, you consent to the collection, use, and storage of your data as described therein.

Intellectual Property

All website and app content, including design, text, graphics, icons, and software, is the intellectual property of CreditLo unless otherwise stated. Any unauthorized reproduction, modification, or distribution is prohibited without prior written consent.

Liability Disclaimer

Our platform is provided on an “as is” basis without any warranties. While we strive to ensure reliability, CreditLo is not responsible for delays, inaccuracies, or unavailability of services caused by third parties or external factors.

To the fullest extent permitted by law, CreditLo will not be held liable for any direct, indirect, or consequential losses arising out of the use of our platform.

Indemnity

You agree to indemnify and hold harmless CreditLo, its affiliates, and employees against any claims, damages, or losses that may result from your misuse of our services or violation of these Terms.

Termination of Use

We reserve the right to restrict, suspend, or terminate access to our services if we believe that you have violated these Terms of Use or engaged in fraudulent or harmful activities.

Policy Updates

CreditLo may revise these Terms of Use from time to time. Updates will be published on this page, and continued use of our services will be deemed as acceptance of the modified terms.

Cancellation Policy

If you wish to withdraw an application submitted via CreditLo, cancellation requests must be raised within 48 hours. Approvals are subject to the respective lender’s policies and cannot be guaranteed once the process has advanced.

Refund Policy

Payments (if any) made to lenders via our platform will be subject to their refund and cancellation policies. CreditLo may facilitate communication but is not directly responsible for refunds once the transaction is processed by a third party.

Contact Us

For queries, clarifications, or complaints, please reach out to us at support@CreditLo.com.

By using CreditLo’s services, you acknowledge that you have read, understood, and agreed to these Terms of Use.